How to Overcome the Financial Vortex
2023-11-30
Financial planning and money management have so many buzz words. In reading an article on retirement, I came across financialContinue Reading
If Your Parents Pass Away, Are You Responsible for Their Debts?
2023-11-23
When a parent passes away, the emotional toll can be overwhelming. In addition to dealing with your grief and loss,Continue Reading
I Found a Mistake on My Credit Report. What Now?
2023-11-16
My credit report notes that I work for a financial services company that I left in 2006. My wife’s showedContinue Reading
Personal Loans are Growing in Popularity. Is One Right for You?
2023-09-07
Mortgage loans, auto loans, and credit card interest rates tend to dominate the news when people are talking about loans.Continue Reading
Loan Terms are Growing Longer: Should You Consider an 84-Month Car Loan?
2023-08-03
After Covid, prices for both new and used cars skyrocketed. This was due to a shortage of auto parts thatContinue Reading
Loan Terms are Growing Longer: Is a 40-Year Mortgage Right for You?
2023-07-27
Many would-be homeowners are dropping out of the market due to the recent increase in interest rates. Yet others areContinue Reading
Should You Financially Support Your Adult Children?
2022-12-22
According to a Merrill Lynch study, 31% of children ages 18-34 return home (boomerang) to live with their parents. MorganContinue Reading
Easy BNPL Credit May Be Dangerous
2022-11-17
In my article last year on Buy Now Pay Later (BNPL), I noted that “depending on how you manage yourContinue Reading
Forget a Credit Card Payment? Act Quickly!
2022-10-06
In more than 20 years of paying bills, I’ve never forgotten a credit card payment. The worst was when IContinue Reading
Should I Freeze My Credit or Get a Lock?
2022-09-15
Home Depot, Marriott, Equifax, Yahoo… What do these companies have in common? They all are on the list of theContinue Reading
Mortgage Recasting
2022-09-01
My wife and I are considering downsizing since our youngest recently started college. In the past, we would have arrangedContinue Reading
15/3 Credit Card Hack Won’t Magically Improve Your Credit Score
2022-08-04
Almost a year ago, I began automating some bills – charging large bills on my credit card to receive cashContinue Reading