Is 4% the Right Amount to Withdraw at Retirement?
2024-07-04
As I grow closer to retirement, I’ve read many books and articles promoting different ways to manage your income withoutContinue Reading
Keep an Eye on Your Health Savings Account Fees
2024-06-27
When my wife and I decided to change our health insurance to a high deductible health plan with a healthContinue Reading
Guard Against High-Pressure Tactics When Shopping for Funeral Services
2024-06-20
Planning a funeral can be an overwhelming experience, as it involves making important decisions at a very difficult time. YouContinue Reading
Countless News Articles Tell You That You Can Retire, Then That You Can’t Retire. How Do You Make Sense Out of All the Noise?
2024-06-13
In just the last week, I’ve seen a research report stating that workers are optimistic about having enough money toContinue Reading
Money Dysmorphia: When People Have a Distorted View of Their Financial Situation
2024-06-06
One of the newest terms in personal finance you may have heard recently is money dysmorphia. Essentially, this means thatContinue Reading
Should I Use Margin to Buy a Car?
2024-05-30
When most people thing of using margin with their brokerage accounts, they are planning to buy and sell stocks inContinue Reading
Need Money Between Paychecks? Be Careful Using Paycheck Advance Apps.
2024-05-23
Most people have experienced a time when they needed a little extra cash to cover their expenses until their nextContinue Reading
Reduce Your Modified Adjusted Gross Income
2024-05-16
I had a rather unpleasant surprise this tax season. Due to our Modified Adjusted Gross Income (MAGI) being too high,Continue Reading
Sell Your House Without an Agent
2024-05-09
When I was walking through the neighborhood recently, I saw a for-sale by-owner (FSBO) home nearby. We live in aContinue Reading
What is a Backdoor Roth IRA?
2024-05-02
A Roth IRA is an individual retirement account where you contribute after-tax dollars but will benefit when you withdraw yourContinue Reading
Driving a Rental Car in Europe
2024-04-25
I was all nerves several years ago when I returned our rental car in Munich, Germany. How strict would theyContinue Reading
Is My Wendy’s Frosty Going to Cost $10 on Hot Days? An Explanation of Dynamic Pricing.
2024-04-18
On February 15, 2024, during Wendy’s earnings call, the President and CEO uttered this sentence: “Beginning as early as 2025,Continue Reading